state Official Nebraska Government Website

Loan & Loan Guarantee

All known public business financing programs including loan, loan guarantee and grant programs are listed below. If you do NOT yet have a business plan it is strongly recommended you write one before contacting a bank or program listed below for a loan.

There are no 'grants' for the general startup and operating costs of a for-profit business.  For grant information, click here.    

Do you have a business plan yet? If not, go here for plan development, counseling and training resources


Business Loan & Loan Guarantee Programs  

1.  Community Development Block Grant (CDBG) - Nebraska Department of Economic Development
     CDBG 'Re-Use' Loan Funds Available by Community

2.  Small Business Administration (SBA)
  - Understand the basics of obtaining business financing
  - Quick Reference to SBA Loan Guarantee Programs
  -  7A Loan Guarantee Program--- other SBA loan programs 
  - SBA Loan Application Checklist  - NBDC: SBA Loan application counseling 
  -  SBA: Nebraska District Office 
  -  SBA: Nebraska Business Training & Events Calendar 
  
3. SBA 504 Direct Loans:  long-term, fixed-rate financing to acquire major fixed assets 
   - NEDCO/Nebraska Economic Development Corporation
   - CDR/Community Development Resources

 4. Disaster Assistance Programs:
    SBA: Disaster Loans / Current Nebraska Declarations/
    FEMA: Nebraska Disaster Declarations  /  NEMA: Nebraska Emergency Management Agency 
    USDA/FSA: Agricultural Disaster Assistance

                Microenterprise (5 or fewer employees) and other direct loans:

5.  MAPA: Revolving Loan Fund - counties of Washington, Sarpy and Douglas
6.  REAP: Rural Enterprise Assistance Project: Microenterprise Direct Loans
7.  Nebraska Enterprise Fund: Small/Micro Business Financing / Microenterprise Programs
8.  CDR: Community Development Resources, Inc.: Business Loans
9.  Northeast Nebraska Development District: Business Loans in northeast Nebraska 
10.  Southeast Nebraska Development District: 402-475-2560 (voice) or 402-475-2794 (fax)
 ________________________

11.  USDA: Programs below are limited to counties with less than 50,000 population:
   ----Rural Business Programs
   ----Nebraska Staff - USDA County Offices
   ----Farm Service - Farm Loan Programs

                 Other Business Financing Programs & Information: 

12.  Nebraska Talent & Innovation Initiative
13.  Nebraska Progress Loan Fund - loan range $50K-$2M
14.  Invest Nebraska Angel Sidecar Fund - Seed capital - $50K-$500K in convertable debt or equity
15.  Asset Modernization Initiative - Nebraska Investment Finance Authority (NIFA)
16.  LB 840: Local Option Municipal Economic Development Act -- LB840 Guide 
17.  Nebraska Energy Office: Loans for Energy Savings / Pollution Prevention  
18.  TIF: Tax Increment Financing in Nebraska & TIF Primer: Nat. Asso. of Realtors 
       TIF: Annual Report to Legislature
19. New Market Tax Credits & Loan Program
20. Raising Small Business Capital in Nebraska through Securities Sales - Nebr. Dept. of Banking & Finance

* Catalog of Federal Domestic Assistance -- searchable directory of all federal loan, grant and technical assistance programs

Venture Capital    

    - Networks -
  Invest Nebraska 
  Midlands Venture Forum 
  Nebraska Angels, Inc. 

    - Fund -
Nebraska Global- a private venture capital fund focusing on software ventures in Nebraska

 

Testimonials

Bob Henson, VP Government Relations
Northrop Grumman, Bellevue, NE

“This is a great place to live and work. If you look at the kinds of things we do in NG (a lot of the systems we operate and maintain) you look at the connectivity, the transportation network, the fiber network, the various high-tech industries that are here, and the university systems that are available. This is, in many ways, a great location for companies like ours.”

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